Savings Rates

CERTIFICATES OF DEPOSIT, SAVINGS and NOW ACCOUNTS
ANNUAL PERCENTAGE YIELDS AS OF  APRIL 11, 2025
             
TERM   INTEREST   ANNUAL   MINIMUM*
    RATE   PERCENTAGE   BALANCE
        YIELD    
             
SAVINGS ACCOUNTS
PASSBOOK   0.25%   0.25%   $500.00
             
HIGH YIELD SAVINGS   2.96%   3.00%   $25,000.00
             
MMDA   0.25%   0.25%   $2,500.00
             
CERTIFICATES OF DEPOSITS
91 DAYS   3.83%   3.90%   $5,000.00
             
182 DAYS   2.62%   2.65%   $5,000.00
             
10 MONTH   0.25%   0.25%   $1,000.00
             
11 MONTH   3.59%   3.65%   $1,000.00
             
12 MONTH   3.10%   3.15%   $1,000.00
             
13 MONTH   3.20%   3.25%   $1,000.00
             
16 MONTH   3.10%   3.15%   $1,000.00
             
18 MONTH   2.81%   2.85%   $1,000.00
             
24 MONTH   0.80%   0.80%   $1,000.00
             
29 MONTH   2.86%   2.90%   $1,000.00
             
30 MONTH   0.65%   0.65%   $1,000.00
             
36 MONTH   2.52%   2.55%   $1,000.00
             
48 MONTH   2.91%   2.95%   $1,000.00
             
49 MONTH   2.91%   2.95%   $1,000.00
             
59 MONTH   3.10%   3.15%   $1,000.00
             
60 MONTH   0.90%   0.90%   $1,000.00
             
IRA- 30 MONTH   3.49%   3.55%   $500.00
             
IRA – 60 MONTH   2.42%   2.45%   $500.00
CHECKING ACCOUNTS
CLASSIC PLUS   0.25%   0.25%   $100.00
             
CHOICE   0.25%   0.25%   $ 10,000.00
             
FREEDOM   0.25%   0.25%   $100.00
             
SUBSTANTIAL PENALTY REQUIRED FOR EARLY WITHDRAWAL ON CERTIFICATES OF DEPOSITS
RATES SUBJECT TO CHANGE WITHOUT NOTICE
*THIS IS THE REQUIRED BALANCE TO OPEN THE ACCOUNT AND EARN THE ANNUAL PERCENTAGE YIELD