| CERTIFICATES OF DEPOSIT, SAVINGS and NOW ACCOUNTS |
| ANNUAL PERCENTAGE YIELDS AS OF OCTOBER 24, 2025 |
| |
|
|
|
|
|
|
| TERM |
|
INTEREST |
|
ANNUAL |
|
MINIMUM* |
| |
|
RATE |
|
PERCENTAGE |
|
BALANCE |
| |
|
|
|
YIELD |
|
|
| |
|
|
|
|
|
|
| SAVINGS ACCOUNTS |
| PASSBOOK |
|
0.25% |
|
0.25% |
|
$500.00 |
| |
|
|
|
|
|
|
| HIGH YIELD SAVINGS |
|
2.96% |
|
3.00% |
|
$25,000.00 |
| |
|
|
|
|
|
|
| MMDA |
|
0.25% |
|
0.25% |
|
$2,500.00 |
| |
|
|
|
|
|
|
| CERTIFICATES OF DEPOSITS |
| 91 DAYS |
|
3.92% |
|
4.00% |
|
$5,000.00 |
| |
|
|
|
|
|
|
| 182 DAYS |
|
3.20% |
|
3.25% |
|
$5,000.00 |
| |
|
|
|
|
|
|
| 10 MONTH |
|
0.25% |
|
0.25% |
|
$1,000.00 |
| |
|
|
|
|
|
|
| 11 MONTH |
|
2.96% |
|
3.00% |
|
$1,000.00 |
| |
|
|
|
|
|
|
| 12 MONTH |
|
3.20% |
|
3.25% |
|
$1,000.00 |
| |
|
|
|
|
|
|
| 13 MONTH |
|
3.83% |
|
3.90% |
|
$1,000.00 |
| |
|
|
|
|
|
|
| 16 MONTH |
|
3.10% |
|
3.15% |
|
$1,000.00 |
| |
|
|
|
|
|
|
| 18 MONTH |
|
2.81% |
|
2.85% |
|
$1,000.00 |
| |
|
|
|
|
|
|
| 24 MONTH |
|
0.80% |
|
0.80% |
|
$1,000.00 |
| |
|
|
|
|
|
|
| 29 MONTH |
|
2.86% |
|
2.90% |
|
$1,000.00 |
| |
|
|
|
|
|
|
| 30 MONTH |
|
0.65% |
|
0.65% |
|
$1,000.00 |
| |
|
|
|
|
|
|
| 36 MONTH |
|
2.52% |
|
2.55% |
|
$1,000.00 |
| |
|
|
|
|
|
|
| 48 MONTH |
|
2.91% |
|
2.95% |
|
$1,000.00 |
| |
|
|
|
|
|
|
| 49 MONTH |
|
2.91% |
|
2.95% |
|
$1,000.00 |
| |
|
|
|
|
|
|
| 59 MONTH |
|
3.10% |
|
3.15% |
|
$1,000.00 |
| |
|
|
|
|
|
|
| 60 MONTH |
|
0.90% |
|
0.90% |
|
$1,000.00 |
| |
|
|
|
|
|
|
| IRA- 30 MONTH |
|
3.49% |
|
3.55% |
|
$500.00 |
| |
|
|
|
|
|
|
| IRA – 60 MONTH |
|
2.42% |
|
2.45% |
|
$500.00 |
| CHECKING ACCOUNTS |
| CLASSIC PLUS |
|
0.25% |
|
0.25% |
|
$100.00 |
| |
|
|
|
|
|
|
| CHOICE |
|
0.25% |
|
0.25% |
|
$ 10,000.00 |
| |
|
|
|
|
|
|
| FREEDOM |
|
0.25% |
|
0.25% |
|
$100.00 |
| |
|
|
|
|
|
|
| SUBSTANTIAL PENALTY REQUIRED FOR EARLY WITHDRAWAL ON CERTIFICATES OF DEPOSITS |
| RATES SUBJECT TO CHANGE WITHOUT NOTICE |
|
| *THIS IS THE REQUIRED BALANCE TO OPEN THE ACCOUNT AND EARN THE ANNUAL PERCENTAGE YIELD |
