Savings Rates

CERTIFICATES OF DEPOSIT, SAVINGS and NOW ACCOUNTS
ANNUAL PERCENTAGE YIELDS AS OF JANUARY 1, 2021
             
TERM   INTEREST   ANNUAL   MINIMUM*
    RATE   PERCENTAGE   BALANCE
        YIELD    
             
SAVINGS ACCOUNTS
PASSBOOK   0.25%   0.25%   $500.00
             
MMDA   0.25%   0.25%   $2,500.00
             
CERTIFICATES OF DEPOSITS
91 DAYS   0.25%   0.25%   $5,000.00
             
182 DAYS   0.25%   0.25%   $5,000.00
             
12 MONTH   0.40%   0.40%   $1,000.00
             
18 MONTH   0.55%   0.55%   $1,000.00
             
24 MONTH   0.60%   0.60%   $1,000.00
             
29 MONTH   0.70%   0.70%   $1,000.00
             
30 MONTH   0.70%   0.70%   $1,000.00
             
36 MONTH   0.80%   0.80%   $1,000.00
             
48 MONTH   0.70%   0.70%   $1,000.00
             
49 MONTH   0.90%   0.90%   $1,000.00
             
59 MONTH   0.99%   1.00%   $1,000.00
             
60 MONTH   0.80%   0.80%   $1,000.00
             
IRA- 30 MONTH   0.70%   0.70%   $500.00
             
IRA – 60 MONTH   0.99%   1.00%   $500.00
CHECKING ACCOUNTS
CLASSIC PLUS   0.25%   0.25%   $100.00
             
CHOICE   0.25%   0.25%   $ 10,000.00
             
FREEDOM   0.25%   0.25%   $100.00
             
SUBSTANTIAL PENALTY REQUIRED FOR EARLY WITHDRAWAL ON CERTIFICATES OF DEPOSITS
RATES SUBJECT TO CHANGE WITHOUT NOTICE
*THIS IS THE REQUIRED BALANCE TO OPEN THE ACCOUNT AND EARN THE ANNUAL PERCENTAGE YIELD