Savings Rates

CERTIFICATES OF DEPOSIT, SAVINGS and NOW ACCOUNTS
ANNUAL PERCENTAGE YIELDS AS OF  FEBRUARY 9, 2024
             
TERM   INTEREST   ANNUAL   MINIMUM*
    RATE   PERCENTAGE   BALANCE
        YIELD    
             
SAVINGS ACCOUNTS
PASSBOOK   0.25%   0.25%   $500.00
             
HIGH YIELD SAVINGS   3.92%   4.00%   $25,000.00
             
MMDA   0.25%   0.25%   $2,500.00
             
CERTIFICATES OF DEPOSITS
91 DAYS   0.25%   0.25%   $5,000.00
             
182 DAYS   4.88%   5.00%   $5,000.00
             
10 MONTH   0.25%   0.25%   $1,000.00
             
11 MONTH   3.25%   3.30%   $1,000.00
             
12 MONTH   3.44%   3.50%   $1,000.00
             
13 MONTH   4.40%   4.50%   $1,000.00
             
16 MONTH   3.44%   3.50%   $1,000.00
             
18 MONTH   3.34%   3.40%   $1,000.00
             
24 MONTH   1.14%   1.15%   $1,000.00
             
29 MONTH   3.39%   3.45%   $1,000.00
             
30 MONTH   1.00%   1.00%   $1,000.00
             
36 MONTH   2.86%   2.90%   $1,000.00
             
48 MONTH   3.44%   3.50%   $1,000.00
             
49 MONTH   3.44%   3.50%   $1,000.00
             
59 MONTH   3.92%   4.00%   $1,000.00
             
60 MONTH   1.00%   1.01%   $1,000.00
             
IRA- 30 MONTH   3.92%   4.00%   $500.00
             
IRA – 60 MONTH   2.76%   2.80%   $500.00
CHECKING ACCOUNTS
CLASSIC PLUS   0.25%   0.25%   $100.00
             
CHOICE   0.25%   0.25%   $ 10,000.00
             
FREEDOM   0.25%   0.25%   $100.00
             
SUBSTANTIAL PENALTY REQUIRED FOR EARLY WITHDRAWAL ON CERTIFICATES OF DEPOSITS
RATES SUBJECT TO CHANGE WITHOUT NOTICE
*THIS IS THE REQUIRED BALANCE TO OPEN THE ACCOUNT AND EARN THE ANNUAL PERCENTAGE YIELD