CERTIFICATES OF DEPOSIT, SAVINGS and NOW ACCOUNTS |
ANNUAL PERCENTAGE YIELDS AS OF SEPTEMBER 27, 2024 |
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TERM |
|
INTEREST |
|
ANNUAL |
|
MINIMUM* |
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|
RATE |
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PERCENTAGE |
|
BALANCE |
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YIELD |
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SAVINGS ACCOUNTS |
PASSBOOK |
|
0.25% |
|
0.25% |
|
$500.00 |
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|
|
|
|
|
|
HIGH YIELD SAVINGS |
|
3.20% |
|
3.25% |
|
$25,000.00 |
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|
|
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|
|
|
MMDA |
|
0.25% |
|
0.25% |
|
$2,500.00 |
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|
|
|
|
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CERTIFICATES OF DEPOSITS |
91 DAYS |
|
4.64% |
|
4.75% |
|
$5,000.00 |
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|
|
|
|
|
|
182 DAYS |
|
4.16% |
|
4.25% |
|
$5,000.00 |
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|
|
|
|
|
|
10 MONTH |
|
0.25% |
|
0.25% |
|
$1,000.00 |
|
|
|
|
|
|
|
11 MONTH |
|
3.25% |
|
3.30% |
|
$1,000.00 |
|
|
|
|
|
|
|
12 MONTH |
|
3.44% |
|
3.50% |
|
$1,000.00 |
|
|
|
|
|
|
|
13 MONTH |
|
3.54% |
|
3.60% |
|
$1,000.00 |
|
|
|
|
|
|
|
16 MONTH |
|
3.92% |
|
4.00% |
|
$1,000.00 |
|
|
|
|
|
|
|
18 MONTH |
|
3.15% |
|
3.20% |
|
$1,000.00 |
|
|
|
|
|
|
|
24 MONTH |
|
1.14% |
|
1.15% |
|
$1,000.00 |
|
|
|
|
|
|
|
29 MONTH |
|
3.20% |
|
3.25% |
|
$1,000.00 |
|
|
|
|
|
|
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30 MONTH |
|
1.00% |
|
1.00% |
|
$1,000.00 |
|
|
|
|
|
|
|
36 MONTH |
|
2.86% |
|
2.90% |
|
$1,000.00 |
|
|
|
|
|
|
|
48 MONTH |
|
3.25% |
|
3.30% |
|
$1,000.00 |
|
|
|
|
|
|
|
49 MONTH |
|
3.25% |
|
3.30% |
|
$1,000.00 |
|
|
|
|
|
|
|
59 MONTH |
|
3.50% |
|
3.56% |
|
$1,000.00 |
|
|
|
|
|
|
|
60 MONTH |
|
1.00% |
|
1.01% |
|
$1,000.00 |
|
|
|
|
|
|
|
IRA- 30 MONTH |
|
3.73% |
|
3.80% |
|
$500.00 |
|
|
|
|
|
|
|
IRA – 60 MONTH |
|
2.76% |
|
2.80% |
|
$500.00 |
CHECKING ACCOUNTS |
CLASSIC PLUS |
|
0.25% |
|
0.25% |
|
$100.00 |
|
|
|
|
|
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|
CHOICE |
|
0.25% |
|
0.25% |
|
$ 10,000.00 |
|
|
|
|
|
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FREEDOM |
|
0.25% |
|
0.25% |
|
$100.00 |
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SUBSTANTIAL PENALTY REQUIRED FOR EARLY WITHDRAWAL ON CERTIFICATES OF DEPOSITS |
RATES SUBJECT TO CHANGE WITHOUT NOTICE |
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*THIS IS THE REQUIRED BALANCE TO OPEN THE ACCOUNT AND EARN THE ANNUAL PERCENTAGE YIELD |